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Credit/Loan Officer for Microfinance Industry
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- Job Title: Credit/Loan Officer for Microfinance Industry
- Name of the Organization who is initiating the training process to recruit in MFIs and Bank: Association of Micro-Finance Institutions – OSAFII(ODISHA) Location: State – ODISHA
- Specific Location – Place of Posting: All districts of ODISHA
- Duration: Permanent job after serve the probation period
- Type of employment: Permanent
- Eligibility criteria:
- Age limit: Minimu-18 Years Maximum 29 years
Men and women both can apply.
Willing to work any district in West Bengal - Qualification: Minimum Higher Secondary passed
- Languages known: Odia, Hindi, wester Odisha
- Experience: Fresher
Driving License and available Two Wheeler is mandatory (However, the selected candidate may manage the two wheeler within 15 days of his/her training period in the concern company)
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Job Description:
- Evaluate credit worthiness by processing loan applications and documentation within specified limits.
- Interview applicants to determine financial eligibility and feasibility of granting loans.
- Determine all applicable ratios and metrics and set up debt payment plans Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions.
- Update job knowledge on types of loans and other financial services.
- Maintain and update account records.
- Assess customer needs, explore all options and introduce different types of loans Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
Salary:
- Gross salary – between Rs.14000.00 to 16000.00
- PF, Gratuity, ESI provided
- Insurance and mediclaim
- Mobile allowance, fuel allowance,
- Free accommodation
- Attractive incentives/bonus (terms and condition applied)
- Interested candidate may send their CV with a cover letter address to Chairperson, to the following Email Id: osafiibbsr@gmail.com